The Best Financing Advise Is Here
You are in good Company, Malaysia’s most reliable loan provider
Financing made simple and fast
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HOW IT WORKS
SIGN UP FOR AN ACCOUNT
Begin your journey by easily signing up for a Kredit Rakyat account
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SHARE YOUR UNIQUE LINK
Spread the good news by sharing your unique referral link to your family and friends
FILL THEIR DETAILS
Take 30 seconds to fill details of your peers and let us contact them for you
EARN CASH FOR EACH SUCCESSFUL SIGN UP
Get rewarded with RM 100 in cash for every successful financing submission through your referral
Features & Benefits
Why Choose Us
Our Affiliate Partner
- Malaysian citizens aged 20 to 58 years Selected Federal Government (AG), State, Statutory Bodies and GLC employees Permanent position and has served for a minimum of 6 months
- Minimum fixed monthly income of RM1,500 including fixed allowance
- High external commitment, blacklist or CCRIS/CTOS are also eligible to apply (for selected cooperative loans)
- Financing period from 1 to 10 years
- No down payment. Application 100% free
- 3 Months recent payslip
- 1 Photocopy Mykad/Identification Card
HOW IT WORKS?
4 easy steps
Kredit Rakyat organizes Personal Financing by understanding your needs and guide your way towards a better financial choice. We are here to lend a helping hand in your moment of needs. Anything is possible with us, Make us your first partner of choice.
It takes just a few minutes to fill out our online application form to find ount instantly if you qualigy. You do not need to submit any personal documents for this. It is completely safe and secure.
If you qualify, provide us with your necessary identity and income documents to complete the application. There are many ways you can submit your documents to us. Pick the one that is most convenient for you.
Review and sign loan agreement. The provider of the financing that you have chosen will call you to verify your application details.
Your money is deposited into your bank account as few as 2 working days*
WE ARE WITH YOU
WHAT KIND OF FUND THAT WE PROVIDE
UMRAH / HAJI
AND ANYTHING PERSONAL TO YOU
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