The Best Financing Advise Is Here
- Low-Interest Rates
- No advance payment required.
- Credit Record
You are in good Company, Malaysia’s most reliable loan provider
Financing made simple and fast
Request a Free Consultation
- Required Fields
EARN EASY COMMISSION
Start earning cash instantly when your friends register with Kredit Rakyat
LEVERAGE YOUR NETWORK
Share your unique link with your peers through Facebook, Instagram, Whatsapp and Email or sign up and fill their details.
MAKE MORE MONEY
The sky’s the limit. The more you share the more you earn
HOW IT WORKS
STEP 1
SIGN UP FOR AN ACCOUNT
Begin your journey by easily signing up for a Kredit Rakyat account
STEP 2
SHARE YOUR UNIQUE LINKS
SHARE YOUR UNIQUE LINK
Spread the good news by sharing your unique referral link to your family and friends
OR
FILL THEIR DETAILS
Take 30 seconds to fill details of your peers and let us contact them for you
STEP 3
EARN CASH FOR EACH SUCCESSFUL SIGN UP
Get rewarded with RM 100 in cash for every successful financing submission through your referral
Features & Benefits
”Banking without interest”. We believe in ethics, integrity, accountability and social responsibility which we maintain throughout the process
Within 48 hours subject to subject to complete documentation, employer verification and customer verification through akad.
Our sophisticated technology evaluates your request and prepares the necessary application documents for submission.
Exclusively for civil servants and selected Statutory Bodies in Malaysia via Angkasa salary deduction
Why Choose Us
Low-Interest Rates
We offer the lowest interest rates with the best terms subjected to providers approval.
100% Free Service
No advance payment required.
Credit Record
High external commitment and CCRIS and CTOS record problems are eligible to apply.
KREDITRAKYAT
Our Affiliate Partner
APPLICATION CONDITIONS
- Malaysian citizens aged 20 to 58 years Selected Federal Government (AG), State, Statutory Bodies and GLC employees Permanent position and has served for a minimum of 6 months
- Minimum fixed monthly income of RM1,500 including fixed allowance
- High external commitment, blacklist or CCRIS/CTOS are also eligible to apply (for selected cooperative loans)
- Financing period from 1 to 10 years
- No down payment. Application 100% free
- 3 Months recent payslip
- 1 Photocopy Mykad/Identification Card
HOW IT WORKS?
4 easy steps
Kredit Rakyat organizes Personal Financing by understanding your needs and guide your way towards a better financial choice. We are here to lend a helping hand in your moment of needs. Anything is possible with us, Make us your first partner of choice.
It takes just a few minutes to fill out our online application form to find ount instantly if you qualigy. You do not need to submit any personal documents for this. It is completely safe and secure.
If you qualify, provide us with your necessary identity and income documents to complete the application. There are many ways you can submit your documents to us. Pick the one that is most convenient for you.
Review and sign loan agreement. The provider of the financing that you have chosen will call you to verify your application details.
Your money is deposited into your bank account as few as 2 working days*
WE ARE WITH YOU
WHAT KIND OF FUND THAT WE PROVIDE
VEHICLE
DEBT CONSOLIDATION
HOME RENOVATION
MEDICAL
INVESTMENT
INSURANCE
