KOPERASI FINANCING

The Best Financing Advise is Here

KOPERASI FINANCING

Free Eligibility Check

Financing made simple and fast

Kredit Rakyat organizes shariah-compliant Personal Financing exclusively to Malaysian Civil Servants and Statutory Bodies across the country via Angkasa salary deduction
EARN EASY COMMISSION

Start earning cash instantly when your friends register with Kredit Rakyat

LEVERAGE YOUR NETWORK

Share your unique link with your peers through Facebook, Instagram, Whatsapp and Email or sign up and fill their details.

MAKE MORE MONEY

The sky’s the limit. The more you share the more you earn

REFER IN 60 SECONDS

Begin your journey by easily signing up for a Kredit Rakyat account/

Spread the good news by sharing your unique referral link to your family and friends. Take 30 seconds to fill details of your peers and let us contact them for you

Get rewarded with RM 100 in cash for every successful financing submission through your referral

HOW IT WORKS

STEP 1

SIGN UP FOR AN ACCOUNT

Begin your journey by easily signing up for a Kredit Rakyat account

STEP 2

SHARE YOUR UNIQUE LINKS

Spread the good news by sharing your unique referral link to your family and friends. Take 30 seconds to fill details of your peers and let us contact them for you

STEP 3

EARN CASH FOR EACH SUCCESSFUL SIGN UP

Get rewarded with RM 100 in cash for every successful financing submission through your referral

Why Choose Us

Low-Interest Rates

We offer the lowest interest rates with the best terms subjected to providers approval.

100% Free Service

No advance payment required.

Credit Record

High external commitment and CCRIS and CTOS record problems are eligible to apply.

Loan Features

”Banking without interest”. We believe in ethics, integrity, accountability and social responsibility which we maintain throughout the process

Within 48 hours subject to subject to complete documentation, employer verification and customer verification through akad.

Our sophisticated technology evaluates your request and prepares the necessary application documents for submission.

Exclusively for civil servants and selected Statutory Bodies in Malaysia via Angkasa salary deduction

APPLICATION CONDITIONS
  • Malaysian citizens aged 20 to 58 years Selected Federal Government (AG), State, Statutory Bodies and GLC employees Permanent position and has served for a minimum of 6 months
  • Minimum fixed monthly income of RM1,500 including fixed allowance
  • High external commitment, blacklist or CCRIS/CTOS are also eligible to apply (for selected cooperative loans)
  • Financing period from 1 to 10 years
  • No down payment. Application 100% free
  • 3 Months recent payslip
  • 1 Photocopy Mykad/Identification Card

HOW IT WORKS?​

4 easy steps

Kredit Rakyat organizes Personal Financing by understanding your needs and guide your way towards a better financial choice. We are here to lend a helping hand in your moment of needs. Anything is possible with us, Make us your first partner of choice.

It takes just a few minutes to fill out our online application form to find out instantly if you qualified. You do not need to submit any personal documents for this. It is completely safe and secure.

If you qualify, provide us with your necessary identity and income documents to complete the application. There are many ways you can submit your documents to us. Pick the one that is most convenient for you.

Review and sign loan agreement. The provider of the financing that you have chosen will call you to verify your application details.

Your money is deposited into your bank account as few as 2 working days*

WE ARE WITH YOU

WE FUND

VEHICLE
DEBT CONSOLIDATION
HOME RENOVATION
MEDICAL
INVESTMENT
INSURANCE
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EDUCATION
HOLIDAY
UMRAH / HAJI
HANDPHONE
CHILD BIRTH
PERSONAL

Need A Consultation?

THE BEST FINANCING EXPERIENCE STARTS HERE!

Contact Us >

KREDITRAKYAT

Sharia Concept Financing

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